Weathering the Unpredictable: The Protection Crop Insurance Provides

Farm and Food
Policy
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In the face of a changing climate, producers must have access to risk management tools like crop insurance to protect themselves from unpredictable weather. In 2023, producers throughout Nebraska, Iowa, Minnesota, South Dakota, and Kansas faced losses totaling more than $7 billion from climate disasters and severe weather. Of these, roughly 60% were insured.

Federal crop insurance, administered by the U.S. Department of Agriculture’s Risk Management Agency (RMA), provides protection for farmers and ranchers who face yield or revenue losses from natural causes or market fluctuations. This booklet outlines the most common perils covered by crop insurance and how they impact farmers.