“Payday loans” are short-term, high interest loans that take a heavy toll on the unsuspecting, and should be avoided. The main problem is the sinister combination of upfront fees and interest rates, which are very high - typically 300% to 400% per year.

From our Top 10 Rural Research Reports, we recount a special series we ran on small, rural schools. It’s an A+ in our #tbt countdown.

Take on two new life adventures at the same time? Sure, why not! Connie and Roger Kirkpatrick were married on Friday July 3, 2009. On Monday, July 6, they signed the papers for a REAP loan to purchase equipment for their new business, RCK Creations & More.